Buyer's Guide

A Step-by-Step First Time Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by your agent will help reduce the stress of buying a home and help you enjoy the journey as much as possible.


Step 1: Determine Your Budget

Before starting your search, it's important to determine your budget for purchasing a home. Consider your income, expenses, and any additional financial obligations you may have, such as student loans or credit card debt. You can use online calculators to help determine an estimated monthly mortgage payment.


Step 2: Research Neighborhoods

Consider factors such as proximity to work or school, crime rates, access to amenities such as shopping and entertainment, and overall desirability when researching potential neighborhoods.


Step 3: Determine Your Must-Haves

Make a list of the features and amenities that are most important to you in a home. This can include number of bedrooms and bathrooms, yard size, type of home (e.g. single-family vs. townhome), and any other specific requirements.


Step 4: Find a Reputable Real Estate Agent

A reputable real estate agent can help you navigate the buying process, negotiate on your behalf, and ultimately help you find a home that fits your needs and budget.

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Step 5: Get Pre-approved for a Mortgage

Before making an offer on a home, it's important to have a pre-approval from a lender. This will give you a better idea of your price range and can help you move forward with an offer more quickly.


Step 6: Attend Open Houses and Viewings

Once you have identified potential homes, attend open houses and viewings to get a better sense of the property and neighborhood. Take note of any issues or concerns you may have, and ask questions to the seller or real estate agent.


Step 7: Make an Offer

If you find a home you like, make an offer to the seller. Your real estate agent can help you draft a strong offer and negotiate on your behalf.


Step 8: Conduct Inspections and Appraisals

Once your offer has been accepted, it's important to conduct inspections to ensure there are no major issues with the home. You'll also need to have the home appraised to ensure it's valued appropriately.


Step 9: Close on the Home

If inspections and appraisals are satisfactory, it's time to close on the home! This involves signing the necessary paperwork and paying closing costs, and ultimately taking ownership of the property.


Purchasing a home can be a complex process, but with the help of a reputable real estate agent and careful planning, you can find a home that meets your needs and budget.

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Contact Lazorik + Bragg Group today if you are in the market to purchase and we will set up a showing! Our team is here and ready to help you with any of your real estate needs.

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